Fraudster used family details to secure a loan
PUBLISHED: 09:26 14 September 2010 | UPDATED: 09:58 14 September 2010
FRAUDSTER Paul Fuller had just come out of prison when he tricked his sister into giving him details that would secure him a £3,000 loan.
The 48-year-old lorry driver told his sister Amanda Hawkins that he needed her husband’s driving licence details so he could apply for a housing grant.
But instead he used Peter Hawkins’ personal information on a loan application, offering Mr Hawkins as a guarantor - and he has since defaulted on the loan, Ely magistrates were told.
Fuller, of Wisbech Road, Littleport, admitted a charge of fraud by false representation - he was jailed for swindling an ex-employer earlier this year, and was still on licence at the time of this latest offence.
Fuller’s sister Amanda Hawkins and her husband Peter had returned from a holiday to find a letter they believed was for Fuller, said prosecutor Laura Mardell at Ely courthouse.
“He seemed very pleased, and almost elated that the letter had arrived, both his sister and brother-in-law thought his behaviour was over the top,” added Miss Mardell.
On June 24 Mr Hawkins received a letter from a loan company, regarding a loan application, and he contacted the police. Fuller’s bank statement was opened by his sister, and is showed £3,000 had gone into his account.
“They both thought the defendant had fraudulently obtained money by using their details,” added Miss Mardell.
She said nothing had been paid off the loan, and the total balance outstanding with interest was £3,399.10.
When arrested, Fuller said he needed the money to buy his children gifts, and had used the cash to find a flat.
In a statement to the court, he said: “I have been very silly over the last few years, I suffered from depression because I could not support my family. I do not want to go back to my old ways.” He said he has a new well paid job as a lorry driver.
Fuller claimed to have paid £500 off the loan “I feel really remorseful about what I did,” he said.
The court committed him for sentence at Cambridge Crown Court.