Police seize another car in Wisbech with no insurance - but do drivers think the risk is worth taking?
PUBLISHED: 16:05 25 October 2017
Police in Wisbech seized their latest vehicle for being on the road with no insurance.
It follows a month in which they’ve posted photos of numerous other cars being taken off the road for the same offence.
On Friday night a silver Mercedes failed to stop twice for Fenland policing units in Wisbech.
A spokesman said: “The vehicle was lost but officers found the vehicle parked up on Kenlan Road.
“The vehicle was seized under section 165 of the Road Traffic Act for no insurance.
“The vehicle was recovered and inquiries are on going.”
On Twitter Fen Cops assured the owner “don’t worry we’ll look after the car”.
The maximum fine that can currently be levied if you’re caught driving without insurance is £5,000 and the minimum fine has just gone up to £300, from £200.
However insurance provider Policy Expert believes that for some the fines are worth the risk
Their spokesman said: “Unfortunately, the average fine for those driving without a licence was revealed by the AA last year to be only £299, making the risk worthwhile in the eyes of those who don’t mind breaking the law.”
Policy Expert says that driving without insurance is illegal and “some would say, immoral. But the threats of driving bans, fines and penalty points don’t seem to be enough to deter the thousands caught every year from doing so.
“Once you realise that the culprits are often young men on low incomes, who insurers see as a high risk and charge a fortune for cover, it perhaps gives you an indication as to one of the main reasons they do.”
The company says young drivers can pay a lot more for cover than more experienced motorists. Anyone who’s just past the driving test, and is in their late teens or early 20’s, might pay anywhere between £1,000 and £2,000 a year for car insurance.
Policy Experts says that such is the problem that one in 25 motorists in the UK is driving around uninsured, according to figures from the road safety charity Brake. And the chances of recovering compensation if you’re involved in an accident with an uninsured driver are very low.
The police have the power to impound any uninsured vehicle. If they do so, you’ll find they’ll only give it back once you’ve paid any fine and can prove you’ve bought the correct cover for your car.
They can even destroy the vehicle after a certainly amount of time has lapsed if you do not reclaim it.